New Homes by Budget
New Construction Homes Under $300,000 in Austin
Where to actually find new construction under $300,000 across the Austin metro, with live listings, the suburbs that fit this budget, and the honest tradeoffs. Builder-paid buyer representation, since the builder covers the fee in most cases.
Prefer to talk now? Call or text 254-718-2567
Get an agent on your side of the table
The builder's agent works for the builder. I work for you, and the builder pays my fee in most cases, disclosed in writing before we tour. Ask me anything; I reply personally, usually the same day.
The short answer
Yes, you can still buy a brand-new home in the Austin metro for under $300,000 in 2026, and there are more of them than most buyers expect. The catch is location: sub-$300,000 new construction is concentrated in the outer and eastern suburbs, and most of it is townhomes and smaller-lot single-family homes rather than large lots close to the city. If you are flexible on commute, this is the most affordable way into a new build with a builder warranty and current rate incentives.
As of 2026, the deepest sub-$300,000 new-home inventory sits in Elgin, Maxwell, Kyle, Jarrell, San Marcos, Buda, Hutto, Bastrop, Manor, and Taylor, mostly east and south of Austin along US-290, SH-130, and I-35.
Live from the MLS
794 new homes under $300,000
New Construction
Built 2026
New Construction
New Construction
New Construction
Built 2026
Built 2026
Built 2026
Built 2026Based on information from Unlock MLS (the Austin Board of REALTORS, ACTRIS) for the period through the most recent sync. Listing data is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. All information is deemed reliable but is not guaranteed and should be independently verified. Properties may be listed by brokerage firms other than Austin Marketing + Development Group; the listing broker is shown with each home where the MLS provides it.
Where to look
Austin suburbs with new homes under $300,000
Start with these suburb guides. Each pulls its own live inventory and lays out schools, taxes, commute, and the honest tradeoffs.
Elgin
Bastrop Co.East of Austin along US-290
Elgin new homesKyle
Hays Co.South of Austin along I-35
Kyle new homesJarrell
Williamson Co.Far north of Austin on I-35
Jarrell new homesSan Marcos
Hays Co.South of Austin along I-35
San Marcos new homesBuda
Hays Co.South of Austin along I-35
Buda new homesHutto
Williamson Co.Northeast of Austin
Hutto new homesBastrop
Bastrop Co.Southeast of Austin
Bastrop new homesManor
Travis Co.Northeast of Austin
Manor new homesTaylor
Williamson Co.Northeast of Austin on US-79
Taylor new homesPflugerville
Travis Co.Northeast of Austin
Pflugerville new homesWhat this budget buys
A new home under $300,000, honestly
At this price in 2026 you are generally looking at 3 to 4 bedroom townhomes and smaller single-family homes, roughly 1,200 to 1,800 square feet, from national builders competing hard on price. Builder rate buydowns and closing-cost help are common, which can make the monthly payment more affordable than the sticker suggests.
The tradeoffs
What to weigh
- Longer commutes, since most sub-$300,000 new homes are in outer suburbs 25 to 40 miles from downtown Austin
- Smaller homes and lots, and a higher share of townhomes and attached product
- Many of these communities carry MUD or PID taxes that push the combined rate above 2.3 percent
- Newer, farther-out sections often have little mature tree cover and active construction nearby
On your side of the table
How to get the most home under $300,000
- +Compare the all-in monthly cost including MUD and PID taxes, not just the base price, since a cheaper home in a high-tax district can cost more per month
- +Ask for the builder's current rate buydown and closing-cost incentives in writing, and let builders compete
- +Register your buyer representation before you tour, so the builder covers the fee in most cases, disclosed in writing, and you have an advocate on the contract
- +Look one suburb farther out for the same home at a lower price, then weigh the commute honestly
On new construction the builder pays my fee in most cases, disclosed in writing before you tour, so all of this is on your side. Updated September 30, 2026.
Change the budget
What a different budget buys
The same metro, the same live MLS data, at the next budget up or down. Worth comparing before you settle on a number.
Good to know
New homes under $300,000, answered
- Can you buy a new construction home in Austin for under $300,000 in 2026?
- Yes. There are hundreds of new homes under $300,000 across the Austin metro, concentrated in outer and eastern suburbs like Elgin, Kyle, Jarrell, San Marcos, Buda, and Hutto. Most are townhomes and smaller single-family homes from national builders.
- Where are the most affordable new homes near Austin?
- The most affordable new construction is generally east and south of Austin: Elgin, Maxwell, Kyle, Jarrell, San Marcos, Buda, Hutto, Bastrop, Manor, and Taylor. These trade a longer commute for a materially lower price.
- What do you get in a new Austin home under $300,000?
- Typically a 3 to 4 bedroom townhome or smaller single-family home, roughly 1,200 to 1,800 square feet, in an outer suburb. Builder rate buydowns and closing-cost incentives are common at this price point.
- Do affordable new homes near Austin have high property taxes?
- Often, yes. Many affordable new communities are financed through a MUD or PID that adds to the tax bill, pushing combined rates above 2.3 percent. Always compare the all-in monthly cost, taxes included, before deciding one suburb is cheaper than another.
- Who pays for buyer representation on an under-$300,000 new build?
- The builder pays the buyer agent's commission on new construction in most cases, built into the price whether or not you bring an agent and disclosed in writing before you tour, so having Luke represent you puts an advocate on your side of the builder's contract.
Related
Keep exploring
- 01New Homes by SuburbCompare new construction by Austin suburb: price, commute, taxes, and schools.
- 02Search New Construction HomesLive new-build MLS listings across the Austin metro, filterable by price and build status.
- 03New Home Cost CalculatorSee the real monthly cost of a new Austin home, MUD and PID taxes included.
- 04Luxury New ConstructionNew builds priced $1M and up across west Austin, the lakes, and the Hill Country.
- 05Do You Need a Buyer's Agent?Why the builder's on-site agent is not on your side, and why the builder pays for your agent.
Builder-paid representation
Looking for a new home under $300,000?
Tell Luke your budget and must-haves and he will send the best new-construction matches under $300,000, register your builder-paid representation, and flag the real all-in cost including taxes before you tour.
Luke Allen
Licensed Texas REALTOR, TREC #788149
Austin Marketing + Development Group