How many new homes are available near Austin under $400,000?

As of 2026 there are well over a thousand new construction homes under $400,000 across the Austin metro, from outer-suburb single-family homes to entry-level homes in closer-in communities.

What does $400,000 buy in a new Austin home?

Generally a 3 to 5 bedroom single-family home from roughly 1,700 to 2,600 square feet in a growing suburb with amenities. Closer-in suburbs offer smaller homes at this price, while outer suburbs offer more space.

Which Austin suburbs have new homes under $400,000?

Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, and Round Rock all have new construction under $400,000, along with the outer eastern suburbs. The right one depends on commute, schools, and taxes.

Is $400,000 a good budget for new construction in Austin?

It is arguably the sweet spot in 2026. It clears most townhome-only price points and opens full-size single-family homes in amenity-rich communities across much of the metro, while still qualifying for builder incentives.

Does the builder pay my agent on a $400,000 new home?

Yes. On new construction the builder builds the buyer agent commission into the price whether or not you bring an agent, so Luke's representation costs you nothing extra and adds an advocate on the contract.

A tree-lined street of new homes under mature oaks at golden hour in the Austin metro

New Homes by Budget

New Construction Homes Under $400,000 in Austin

Where to actually find new construction under $400,000 across the Austin metro, with live listings, the suburbs that fit this budget, and the honest tradeoffs. Free buyer representation, since the builder pays.

Talk to Luke Call or text 254-718-2567

The short answer

Around $400,000 is the sweet spot for new construction in the Austin metro. As of 2026 there are well over a thousand new homes under $400,000, and at this budget you can generally get a full-size single-family home in one of the metro's growing suburbs rather than a townhome. It opens up more communities with amenities and strong schools while still leaving room for builder incentives.

Under $400,000, new-home choice widens across Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, Round Rock, and the outer eastern suburbs, on both sides of the metro.

Live from the MLS

1,928 new homes under $400,000

Search all under $400,000on the map →

New Construction

$157,080

7051 Meadow Lake Blvd #9302, Austin 78744

2 bd · 2 ba · 1,024 sf

New Construction

$179,990

220 Winnowing Ln, Elgin 78621

2 bd · 3 ba · 1,072 sf

New Construction

$182,910

619 Pond View Dr, Elgin 78621

2 bd · 3 ba · 1,072 sf

New Construction

$182,999

225 Trinity River Holw, San Marcos 78666

4 bd · 2 ba · 1,500 sf

New Construction

$182,999

213 Trinity River Holw, San Marcos 78666

4 bd · 2 ba · 1,500 sf

New Construction

$185,000

181 B HARRISON Xing, Uhland 78640

2 bd · 2 ba · 995 sf

New Construction

$186,999

336 Navidad River Dr, San Marcos 78666

4 bd · 2 ba · 1,500 sf

New Construction

$188,110

615 Pond View Dr, Elgin 78621

2 bd · 3 ba · 1,088 sf

New Construction

$195,999

217 Trinity River Holw, San Marcos 78666

4 bd · 3 ba · 1,802 sf

Search homes under $400,000

Where to look

Austin suburbs with new homes under $400,000

Start with these suburb guides. Each pulls its own live inventory and lays out schools, taxes, commute, and the honest tradeoffs.

Kyle

Hays Co.

South of Austin along I-35

Kyle new homes

Buda

Hays Co.

South of Austin along I-35

Buda new homes

Hutto

Williamson Co.

Northeast of Austin

Hutto new homes

Pflugerville

Travis Co.

Northeast of Austin

Pflugerville new homes

Georgetown

Williamson Co.

North of Austin along I-35

Georgetown new homes

Leander

Williamson Co.

Northwest of Austin

Leander new homes

Liberty Hill

Williamson Co.

Northwest of Austin

Liberty Hill new homes

Round Rock

Williamson Co.

North of Austin along I-35

Round Rock new homes

What this budget buys

A new home under $400,000, honestly

Generally 3 to 5 bedroom single-family homes from roughly 1,700 to 2,600 square feet, often on standard lots in established master-planned communities with pools, trails, and amenity centers. Rate buydowns and design-center credits are common.

The tradeoffs

What to weigh

MUD or PID taxes are still common in this range, so the all-in monthly cost varies widely between communities
In the closer-in suburbs, $400,000 buys a smaller or entry-level home rather than a large one
The best-value homes move fast, so you often need to be ready to write quickly
Commute and school quality still vary a lot by suburb, which changes the real value of a similar price

On your side of the table

How to get the most home under $400,000

+Decide whether you value size, commute, or schools most, since $400,000 can maximize any one of them but rarely all three
+Compare the combined tax rate community to community, since it can swing the monthly payment by hundreds of dollars
+Use builder incentives on rate and closing costs to stretch the budget rather than raising your price
+Have representation registered before your first model-home visit so it stays free and protected

On new construction the builder pays your representation, so all of this costs you nothing. Updated August 6, 2026.

Good to know

New homes under $400,000, answered

How many new homes are available near Austin under $400,000?: As of 2026 there are well over a thousand new construction homes under $400,000 across the Austin metro, from outer-suburb single-family homes to entry-level homes in closer-in communities.
What does $400,000 buy in a new Austin home?: Generally a 3 to 5 bedroom single-family home from roughly 1,700 to 2,600 square feet in a growing suburb with amenities. Closer-in suburbs offer smaller homes at this price, while outer suburbs offer more space.
Which Austin suburbs have new homes under $400,000?: Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, and Round Rock all have new construction under $400,000, along with the outer eastern suburbs. The right one depends on commute, schools, and taxes.
Is $400,000 a good budget for new construction in Austin?: It is arguably the sweet spot in 2026. It clears most townhome-only price points and opens full-size single-family homes in amenity-rich communities across much of the metro, while still qualifying for builder incentives.
Does the builder pay my agent on a $400,000 new home?: Yes. On new construction the builder builds the buyer agent commission into the price whether or not you bring an agent, so Luke's representation costs you nothing extra and adds an advocate on the contract.

Keep exploring

Free buyer representation

Looking for a new home under $400,000?

Tell Luke your budget and must-haves and he will send the best new-construction matches under $400,000, register your free representation, and flag the real all-in cost including taxes before you tour.

Luke Allen

Licensed Texas REALTOR, TREC #788149

Austin Marketing + Development Group

Call 254-718-2567 Text Luke