How many new homes are available near Austin under $400,000?

The live count at the top of this page is the current answer, pulled from the MLS rather than typed into the page, and it typically runs into the low thousands. This is the deepest band in the Austin new-construction market, spanning outer-suburb single-family homes through entry-level homes in closer-in communities.

What does $400,000 buy in a new Austin home?

Generally a 3 to 5 bedroom single-family home from roughly 1,700 to 2,600 square feet in a growing suburb with amenities. Closer-in suburbs offer smaller homes at this price, while outer suburbs offer more space.

Which Austin suburbs have new homes under $400,000?

Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, and Round Rock all have new construction under $400,000, along with the outer eastern suburbs. The right one depends on commute, schools, and taxes.

Is $400,000 a good budget for new construction in Austin?

It is arguably the sweet spot in 2026. It clears most townhome-only price points and opens full-size single-family homes in amenity-rich communities across much of the metro, while still qualifying for builder incentives.

Does the builder pay my agent on a $400,000 new home?

Yes, in most cases. On new construction the builder builds the buyer agent commission into the price whether or not you bring an agent, and discloses it in writing before you tour, so Luke's representation adds an advocate on the contract with the builder covering the fee.

A tree-lined street of new homes under mature oaks at golden hour in the Austin metro

New Homes by Budget

New Construction Homes Under $400,000 in Austin

Where to actually find new construction under $400,000 across the Austin metro, with live listings, the suburbs that fit this budget, and the honest tradeoffs. Builder-paid buyer representation, since the builder covers the fee in most cases.

Prefer to talk now? Call or text 254-718-2567

Get an agent on your side of the table

The builder's agent works for the builder. I work for you, and the builder pays my fee in most cases, disclosed in writing before we tour. Ask me anything; I reply personally, usually the same day.

The short answer

Around $400,000 is the sweet spot for new construction in the Austin metro, and it is comfortably the deepest band on this site: the live count at the top of this page runs to several times what is available under $300,000. At this budget you can generally get a full-size single-family home in one of the metro's growing suburbs rather than a townhome, which opens up more communities with amenities and strong schools while still leaving room for builder incentives.

Under $400,000, new-home choice widens across Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, Round Rock, and the outer eastern suburbs, on both sides of the metro.

Live from the MLS

2,016 new homes under $400,000

Search all under $400,000on the map →

New Construction

$400,000

303 W Lane Ave, Manor 78653

4 bd · 3 ba · 2,189 sf

New Construction

$395,800

201 Adlai Ave, Georgetown 78633

4 bd · 2 ba · 1,937 sf

Built 2026

$386,990

108 Woodbrook Dr, Georgetown 78674

4 bd · 3 ba · 2,012 sf

New Construction

$377,590

190 Frontera Dr, Bastrop 78602

3 bd · 3 ba · 2,326 sf

New Construction

$369,290

310 Possumhaw Ln, San Marcos 78666

4 bd · 4 ba · 2,202 sf

New Construction

$360,000

2304 Kellie Brooke Rd #12, Spicewood 78669

3 bd · 3 ba · 2,565 sf

Built 2026

$352,999

17917 Orchard Oriel Way, Pflugerville 78660

4 bd · 3 ba · 2,512 sf

Built 2026

$347,999

1707 Roaming Oak Bnd, Georgetown 78628

4 bd · 4 ba · 2,363 sf

New Construction

$339,990

105 Carmen Cv, Burnet 78611

4 bd · 4 ba · 2,101 sf

Search homes under $400,000

Based on information from Unlock MLS (the Austin Board of REALTORS, ACTRIS) for the period through the most recent sync. Listing data is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. All information is deemed reliable but is not guaranteed and should be independently verified. Properties may be listed by brokerage firms other than Austin Marketing + Development Group; the listing broker is shown with each home where the MLS provides it.

Where to look

Austin suburbs with new homes under $400,000

Start with these suburb guides. Each pulls its own live inventory and lays out schools, taxes, commute, and the honest tradeoffs.

Kyle

Hays Co.

South of Austin along I-35

Kyle new homes

Buda

Hays Co.

South of Austin along I-35

Buda new homes

Hutto

Williamson Co.

Northeast of Austin

Hutto new homes

Pflugerville

Travis Co.

Northeast of Austin

Pflugerville new homes

Georgetown

Williamson Co.

North of Austin along I-35

Georgetown new homes

Leander

Williamson Co.

Northwest of Austin

Leander new homes

Liberty Hill

Williamson Co.

Northwest of Austin

Liberty Hill new homes

Round Rock

Williamson Co.

North of Austin along I-35

Round Rock new homes

What this budget buys

A new home under $400,000, honestly

Generally 3 to 5 bedroom single-family homes from roughly 1,700 to 2,600 square feet, often on standard lots in established master-planned communities with pools, trails, and amenity centers. Rate buydowns and design-center credits are common.

The tradeoffs

What to weigh

MUD or PID taxes are still common in this range, so the all-in monthly cost varies widely between communities
In the closer-in suburbs, $400,000 buys a smaller or entry-level home rather than a large one
The best-value homes move fast, so you often need to be ready to write quickly
Commute and school quality still vary a lot by suburb, which changes the real value of a similar price

On your side of the table

How to get the most home under $400,000

+Decide whether you value size, commute, or schools most, since $400,000 can maximize any one of them but rarely all three
+Compare the combined tax rate community to community, since it can swing the monthly payment by hundreds of dollars
+Use builder incentives on rate and closing costs to stretch the budget rather than raising your price
+Have representation registered before your first model-home visit so the builder covers the fee in most cases, disclosed in writing, and your side is protected

On new construction the builder pays my fee in most cases, disclosed in writing before you tour, so all of this is on your side. Updated September 30, 2026.

Change the budget

What a different budget buys

The same metro, the same live MLS data, at the next budget up or down. Worth comparing before you settle on a number.

New homes under $300,000

Fewer options and further out, but a materially lower payment.

New homes under $500,000

More choice, more house, and more of the closer-in suburbs.

Good to know

New homes under $400,000, answered

How many new homes are available near Austin under $400,000?: The live count at the top of this page is the current answer, pulled from the MLS rather than typed into the page, and it typically runs into the low thousands. This is the deepest band in the Austin new-construction market, spanning outer-suburb single-family homes through entry-level homes in closer-in communities.
What does $400,000 buy in a new Austin home?: Generally a 3 to 5 bedroom single-family home from roughly 1,700 to 2,600 square feet in a growing suburb with amenities. Closer-in suburbs offer smaller homes at this price, while outer suburbs offer more space.
Which Austin suburbs have new homes under $400,000?: Kyle, Buda, Hutto, Pflugerville, Georgetown, Leander, Liberty Hill, Manor, and Round Rock all have new construction under $400,000, along with the outer eastern suburbs. The right one depends on commute, schools, and taxes.
Is $400,000 a good budget for new construction in Austin?: It is arguably the sweet spot in 2026. It clears most townhome-only price points and opens full-size single-family homes in amenity-rich communities across much of the metro, while still qualifying for builder incentives.
Does the builder pay my agent on a $400,000 new home?: Yes, in most cases. On new construction the builder builds the buyer agent commission into the price whether or not you bring an agent, and discloses it in writing before you tour, so Luke's representation adds an advocate on the contract with the builder covering the fee.

Keep exploring

Builder-paid representation

Looking for a new home under $400,000?

Tell Luke your budget and must-haves and he will send the best new-construction matches under $400,000, register your builder-paid representation, and flag the real all-in cost including taxes before you tour.

Luke Allen

Licensed Texas REALTOR, TREC #788149

Austin Marketing + Development Group

Call 254-718-2567 Text Luke