New Homes by Budget
New construction homes by budget
Shop new construction by what you actually want to spend. Each price range shows live listings, the Austin-metro suburbs that fit the budget, what you get, and the honest tradeoffs, with free buyer representation because the builder pays.
Shop by budget
Choose your price range
Under $300,000
LiveYes, you can still buy a brand-new home in the Austin metro for under $300,000 in 2026, and there are more of them than most buyers expect. The catch is location: sub-$300,000 new construction is concentrated in the outer and eastern suburbs, and most of it is townhomes and smaller-lot single-family homes rather than large lots close to the city.
New homes under $300,000Under $400,000
LiveAround $400,000 is the sweet spot for new construction in the Austin metro. As of 2026 there are well over a thousand new homes under $400,000, and at this budget you can generally get a full-size single-family home in one of the metro's growing suburbs rather than a townhome.
New homes under $400,000Under $500,000
LiveAround $500,000 opens up the full breadth of new construction across the Austin metro. As of 2026 there are well over 1,500 new homes under $500,000, including larger single-family homes, better lots, and more of the closer-in and top-school communities.
New homes under $500,000Good to know
New homes by budget, answered
- What is the cheapest you can buy a new construction home for near Austin?
- As of 2026, new construction homes start in the low $240,000s in outer suburbs like Elgin, Jarrell, Kyle, and Hutto, mostly townhomes and smaller single-family homes. There are hundreds of new homes under $300,000 across the metro.
- What budget do you need for a good new home in the Austin suburbs?
- Around $400,000 is the sweet spot in 2026: it clears most townhome-only price points and opens full-size single-family homes with amenities in many suburbs, while still qualifying for builder rate buydowns and closing-cost incentives.
- Do the cheaper new-home suburbs have higher property taxes?
- Often, yes. Many affordable new communities carry a MUD or PID that pushes the combined tax rate above 2.3 percent, so always compare the all-in monthly cost, taxes included, before deciding one suburb is cheaper than another.
Free buyer representation
Not sure what your budget really gets you?
Tell Luke your price range and must-haves, and he will send the best new-construction matches, register your free representation, and show you the true all-in cost including taxes before you tour.
Luke Allen
Licensed Texas REALTOR, TREC #788149
Austin Marketing + Development Group